House & Contents Insurance
WHAT COVERS ARE AVAILABLE?
- House
- Contents
- Motor vehicle
- Boat
- Landlords Protection
- Household Goods in Transit
- Full cover
- Third Party
- Third Party, Fire and Theft
YOUR HOUSE
The policy provides a first rate insurance cover on full replacement basis. There is no limiting sum insured and your house will be fully replaced in the event of its destruction. Additional important features include:
- Earthquake insurance to full replacement
- Legal liability for damage to third party property
- All additional costs of architect fees, demolition, and costs necessary to comply with by-laws.
Please Note: Restricted conditions may apply on some houses
Home Premier PolicyTHE CONTENTS OF YOUR HOUSE
Your Contents can be covered anywhere in New Zealand. We offer full replacement on items such as Furniture, Furnishings, Household Appliances and Jewellery, regardless of age.
Contents Valuation Calculator
YOUR MOTOR VEHICLE, MOTORBIKE OR TRAILER
Your motor vehicle can be insured on a Fully Comprehensive basis, or limited to Third Party Fire and Theft, or Third Party only cover if you wish. Ask about our FREE trailer cover and rental vehicle hire if your vehicle is stolen.
BOATS
Boats can be insured for full cover including liability to third parties. A racing risk extension is also available (subject to underwriting) if required.
LANDLORDS PROTECTION
Is your valuable rental property adequately covered against Malicious Damage or Theft by tenants, or loss of rent? Most House policies do not provide cover for these events, so talk to your Mike Pero Insurance Advisor now.


