Opportunities for first home buyers

Mark Collins, CEO of Mike Pero Mortgages gives his views on why there is still hope for first home buyers.

Many first home buyers are a bit down on their prospects of buying a home. The good news is that with the recent reserve bank changes, investor activity is down, so now could be a good time to enter the market.

So what do you need to do?

You need a deposit to start with. You can save up, or you may qualify to use your KiwiSaver including government grants. Gifted deposits are another option, and some people use their parents as guarantors.

Then you need to get finance.

One of the best ways to get your finance ready is by talking to a Mike Pero Mortgage Adviser. They have access to a lot of lenders, and can help you get a loan that suits your needs. You can find your nearest Mike Pero Mortgage Adviser here.

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