Mark Thomson

A mortgage should support the life you want to build.

With 27 years’ experience, I help buyers and homeowners across Wellington, Lower Hutt, Upper Hutt and Porirua.

You don’t need to have everything worked out before we talk. We’ll explore your next step.

I act as your thinking partner: helping you understand your options, test the numbers and make decisions that fit your life.

Buying your first home? We’ll work through your deposit, repayments, pre-approval and what to discuss with your solicitor before making an offer.

Already have a mortgage? We’ll compare refixing, refinancing and restructuring, and whether offsetting could make your savings work harder.

I help with self-employed lending, building and investment property finance.

Sometimes the right advice is to stay with your bank, borrow less or wait. It needs to work for you.

If you think you need mortgage advice, you probably do.

Let’s think it through together.